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Buy anything on the internet with 1 tap. Pay later.
Online shopping is fast and convenient but the checkout options are not. The Simpl app brings the convenience of a khata online so you can check out with 1 tap and pay later.
Download Now
Download Now
Download Now
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1
Download the AppDownload the Simpl app from the Android or iOS app store and sign up through the Simpl app to get instant account approval. -
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Checkout with 1 TapTap the Simpl button on the checkout page when making online purchases. Your transaction amount will be forwarded to your Simpl account. -
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Shop online with 23,000+ merchantsConnect Simpl to your favorite online merchants and utility companies for your daily shopping needs. -
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Clear your Simpl BalanceClear your Simpl balance every 15 days through the Simpl app. Keep track of your monthly expenses and enjoy effortless budgeting.
1
Download Simpl and sign up to get instant account approval.
2
Connect Simpl to your favorite online merchants and utility companies.
3
Tap the Simpl button when making online purchases. Your transaction will be forwarded to your Simpl account.
4
Clear your Simpl balance every 15 days.
Want to start buying with Simpl?
Download Now
Consumer Thoughts.
Abhishek Madhu
@_abhishekmadhu_
Got INR 75 cash back from @getsimpl for ordering from @BehrouzBiryani on @eatsureofficial Got same amount last month on @zomato with Simpl. No "points" crap. Straight up cash. Love this no-nonsense approach.
4:17 PM-Feb 14, 2022
Nishita John
@nishitajojo
So impressed with @getsimpl. Used their app for the first time on a recommendation of a friend. A Buy now pay later fintech model through your phone and crif score. And a damn good discount on @zomato How cool is that! #fintech #bnpl
11:32 AM-Feb 17, 2022
neetu singh
@8689802035
@getsimpl You are wonderful in everything. Thank you so much for great service :)
10:17 PM-Feb 21, 2022
rachel_jagan
@racheljagan3
@getsimpl Great financial management system! bills twice per month, Good reminders! #creditcard #digitalcreditcard #savemoney #simpl
4:25 PM-Mar 3, 2022
Jagnya Prasad
@JagnyaPrasad
I think @getsimpl is give the best service on all financial services. I has using @getsimpl on last few months back ( i.e. 3-4 month) but Now it is my very useful and helpful app on my phone 😃. thank you thank you lots 🥰.
7:13 PM-Mar 5, 2022
Varun Krishnan
@varunkrish
A product like @getsimpl is an amazing way to deal with transaction failures and reduce cart abandonment rates! Sheer genius thanks @vinuthomas for the recommendation @nsharma0813
9:57 PM- Mar 22, 2022
Aditya Kumar Jha
@Aditya_Ashu_Jha
@getsimpl I'm user of simpl Approx 3 year my experience is awesome with simpl every place where simpl is available i have nothing worry for purchase any product. My best wishes to simpl for success. Lots of thank you.
9:36 PM-Apr 10, 2022
Smarak Jeet Nayak
@smarak_jeet
Hey @getsimpl Your cashbacks are faster than @letsblinkit 😂😂 Although got my order under 7 min from Blinkit. Thanks both for making ours life easier and faster
9:27 AM-Mar 17, 2022
Manage your utility bills with Simpl.
Pay your utility bills and recharge your accounts with 1 tap,
all inside the Simpl app.
Download Now
Become A
Simpl Merchant.
Provide a 1 tap checkout to customers and enjoy a 0% transaction
failure rate, upto 20% increase in basket size and upto 2x
increase in frequency of purchases.
Control, Trust & Affordability
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Control over your credit identity
Simpl uses its own machine learning models to understand customers. We don’t follow the rules of credit scores.
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Transparency and Trust
No hidden fees or stacks of paperwork with terms and conditions. Everything from bills to refunds is transparent.
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Affordability with Pay Later
Spend in a way that makes you comfortable. Simpl lets you spread your monthly income across your shopping needs.
You Ask. We Answer!
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How is my spending limit determined?
Your spending limit is initially set by default. But once you start using Simpl, the limit is constantly updated based on a few major factors.
How regularly you repay: Regular and prompt repayment is the most important factor in updating your spending limit. If you’re quick and consistent in settling your dues with Simpl, your spending limit increases over time. Needless to say, consistently failing to do so will have the opposite effect.
Your spending habits: The spending limit will mirror your purchasing habits. If your spending increases steadily, the limit will go up too.
Using the Simpl app: The Simpl app lets us carry out further verifications based on data available on the phone. For example, based on your transactional SMS messages, Simpl can increase your spending limit to match your overall spending.
The strength of your profile: A strong profile allows us to verify your identity, and get to know you better. Simpl uses this information to increase your spending limit.
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Does Simpl do anything if someone doesn’t pay?
If a payment isn’t made by the due date, Simpl can charge a late penalty of up to Rs. 250 + applicable taxes (GST). In case a user informs us about any issue s/he is facing, we will withhold the late penalty. Or reverse it, depending on the situation.
Users are also notified multiple times via Email, SMS and other reminder notifications before the penalty is levied. We hate hidden charges as much as you.
In case you're facing any issue, do drop us a message, and we'll get back to you at the earliest and have it resolved.
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How does Simpl’s billing cycle work?
Your Simpl bill is generated twice a month.
All your transactions between 1st and 15th are added into one bill, which is generated on the 15th.
All transactions made between 16th and 30th/31st are added into one bill, which is generated on, you guessed it, 30th/31st.
Of course, you can choose to pay for your transactions even before your bill is generated. You can do so by logging into your account via our website or app.
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How is Simpl safer than cards and other modes of payment?
When you buy online, you have to carefully enter all your details every time. Sadly, this complicated verification process only gives you the illusion of security. In reality, the chances of fraud go up every time you share information over the internet.
With Simpl, your payment details are never passed to the merchant. By drastically reducing the number of times you give out your banking data online, we drastically reduce the chances of fraud! :)
