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Consumer Thoughts.

Shivam Verma

@ShivamV75467650

Twitter
@getsimpl Thanks to you, I can cater to all my midnight hunger attacks mid-study and not worry about the repayment till the next month. For a student, you are a hero. Here's an appreciation post.
8:12 PM-Nov 23, 2020

Akhil Karsala

@KSAC_Chowdary

Twitter
Hai I love the Simpl App. It makes Like Postpaid app. To.make money easier way to pay at merchants and online shoppings , movie tickets . All are use this app to make easier paymets. Thank you .Love the ease of @getsimpl. pls integrate with @amazonIN and @oyorooms #KeepItSimpl
1:11 AM-Oct 15, 2019

Sohan

@sohansd

Twitter
@getsimpl you people have started something very special and adds great value to daily transactions. Cheers to your app. Hope you add more merchants.
10:53 PM-Oct 9, 2019

Manikanta Reddy

@maniarun6264

Twitter
Simpl is just simple. Once you link your simpl account, it makes your payments http://easy.Today I'm using all the majorly dependent apps in one go.Thanks Simpl. Tried @getsimpl today.Awesome exp.Hope to use it soon on @Uber_India, @amazonIN and @myntra #KeepItSimpl
9:57 AM-Aug 13, 2019

Priyashmita

@priyashmita

Twitter
#FF @getsimpl.1 of the best credit payment options today.Simple UIX. Very easy to use.They give u short term credit facility for say 2 weeks to pay things.Helps when u dont ur bank statement to be filled with small payments. Also keeps increasing ur credit limit if u pay on time
8:52 AM-Feb 22, 2019

Suumit Shah

@suumitshah

Twitter
@getsimpl Although I'm not a zomato fan, I forcefully had to place my last 100+ orders through Zomato, just because I'm more obsessed with Simpl
12:10 PM-Mar 18, 2019

Saurav Kothari

@SauravKothari

Twitter
Having used @getsimpl for the past few months, every other form of payment feels so dated and archaic. I wish I could just use it everywhere.
11:00 PM-Jan 8, 2018

K3kre

@k3kre

Twitter
For me @getsimpl is the most useful thing to have come out of the Indian e-commerce space, which you may not (or may!) have heard of. Check it out, genuinely adds value.
10:57 PM-May 28, 2018

Shop online with Simpl.

Explore our network of 4500+ merchants
  • bb
  • zomato
  • dunzo
  • jiomart
  • quick-ride
  • furlenco
  • practo
  • faasos
  • bounce
Manage your utility bills with Simpl.
Pay your utility bills and recharge your accounts with 1 tap, all inside the Simpl app.

Become A
Simpl Merchant.

Provide a 1 tap checkout to customers and enjoy a 0% transaction failure rate, upto 20% increase in basket size and upto 2x increase in frequency of purchases.
Simpl app store download

Control, Trust & Affordability

  • Control over your credit identity

    Simpl uses its own machine learning models to understand customers. We don’t follow the rules of credit scores.

  • Transparency and Trust

    No hidden fees or stacks of paperwork with terms and conditions. Everything from bills to refunds is transparent.

  • Simpl

    Affordability with Pay Later

    Spend in a way that makes you comfortable. Simpl lets you spread your monthly income across your shopping needs.

You Ask. We Answer!

  • How is my spending limit determined?

    Your spending limit is initially set by default. But once you start using Simpl, the limit is constantly updated based on a few major factors.

    How regularly you repay: Regular and prompt repayment is the most important factor in updating your spending limit. If you’re quick and consistent in settling your dues with Simpl, your spending limit increases over time. Needless to say, consistently failing to do so will have the opposite effect.

    Your spending habits: The spending limit will mirror your purchasing habits. If your spending increases steadily, the limit will go up too.

    Using the Simpl app: The Simpl app lets us carry out further verifications based on data available on the phone. For example, based on your transactional SMS messages, Simpl can increase your spending limit to match your overall spending.

    The strength of your profile: A strong profile allows us to verify your identity, and get to know you better. Simpl uses this information to increase your spending limit.

  • Does Simpl do anything if someone doesn’t pay?

    If a payment isn’t made by the due date, Simpl can charge a late penalty of up to Rs. 250 + applicable taxes (GST). In case a user informs us about any issue s/he is facing, we will withhold the late penalty. Or reverse it, depending on the situation.

    Users are also notified multiple times via Email, SMS and other reminder notifications before the penalty is levied. We hate hidden charges as much as you.

    In case you're facing any issue, do drop us a message, and we'll get back to you at the earliest and have it resolved.

  • How does Simpl’s billing cycle work?

    Your Simpl bill is generated twice a month.

    All your transactions between 1st and 15th are added into one bill, which is generated on the 15th.

    All transactions made between 16th and 30th/31st are added into one bill, which is generated on, you guessed it, 30th/31st.

    Of course, you can choose to pay for your transactions even before your bill is generated. You can do so by logging into your account via our website or app.

  • How is Simpl safer than cards and other modes of payment?

    When you buy online, you have to carefully enter all your details every time. Sadly, this complicated verification process only gives you the illusion of security. In reality, the chances of fraud go up every time you share information over the internet.

    With Simpl, your payment details are never passed to the merchant. By drastically reducing the number of times you give out your banking data online, we drastically reduce the chances of fraud! :)